El Reno Bad-Faith Insurance Lawyer

El Reno Bad-Faith Insurance Attorney

It’s possible for accidents to happen in the El Reno area in various ways, from crashes on I-40 or Route 66 to injuries in the workplace. Insurance is often a critical lifeline after an accident, but some victims have trouble getting fair settlements due to unethical behavior from insurance carriers. If this has happened to you, it’s important that you speak with an El Reno bad-faith insurance lawyer quickly.

Representing Victims of Bad-Faith Insurance in El Reno, OK

The attorneys at Fulmer Sill have years of experience representing the victims of all types of personal injuries, and we know how difficult it can be for an injured person to navigate a complex insurance claim filing process. An El Reno personal injury lawyer is a valuable asset to your recovery efforts, but you will need help from a particularly skilled attorney when you are the victim of bad faith from an insurance carrier.

Our firm strives to empower injured people. When it comes to bad-faith insurance, it means leveling the playing field for a victim who is just looking for the fair compensation they are rightfully owed against a large insurance company with an in-house legal team. With our help, you can approach this difficult situation with confidence and have a better chance of reaching a positive outcome in your case.

Building a Bad-Faith Insurance Case in El Reno

Insurance is essentially a paid promise. The policyholder pays a premium to maintain their coverage, and the insurance carrier agrees to provide compensation for covered events up to the coverage limits of the policy. While most insurance companies process claims honestly and deliver fair settlement offers, some insurance companies engage in unethical tactics against unwary injured claimants.

It’s wise to anticipate that an insurance company will look for any justification they can find to deny or devalue your claim. Insurance claim adjusters are trained to look for any avenues they can that will allow them to settle for as little as possible or avoid settling entirely. However, insurance companies are required to process claims honestly, and failure to do so constitutes bad faith and is grounds for legal recourse from the claimant.

Motor vehicle accidents are a leading cause of accidental injuries in the United States. The National Safety Council reported more than five million medically consulted injuries from vehicle accidents in 2023, and auto insurance is typically an injured accident victim’s first avenue of recovery.

While most insurance companies will try to settle claims for as little as possible, some take this too far and intentionally engage in unethical and illegal actions against injured claimants.

Building your case can be difficult, and time is a critical concern. You may have little time to gather the evidence you need to prove that the insurance company acted in bad faith, and you may not know what evidence you need or how to obtain it. You must hire a bad-faith insurance lawyer at your first opportunity to have the greatest chance of winning your case.

The team at Fulmer Sill is confident in our ability to empower injured people in the most difficult cases. We know the tactics that insurance companies often use against unwary injured claimants and how to hold them accountable for bad faith. If you believe you have grounds for such a case, reach out to our firm right away to learn how we can help.

FAQs

How Do You Prove Bad-Faith Insurance in El Reno?

In El Reno, proving bad-faith insurance typically requires proof that your original claim was valid, and the insurance company intentionally violated its contractual obligation to pay your settlement in some way. Your El Reno bad-faith insurance lawyer can gather evidence to support your case and determine the full scope of the damages you are eligible to claim.

What Are Common Examples of Bad-Faith Insurance?

Common examples of bad-faith insurance include intentionally misrepresenting elements of the policy, unreasonable delays in handling the claim, failure to properly investigate the claim, offering an unfair lowball settlement without justification, or denying a claim without providing a clear reason. It’s a good idea to hire a lawyer before filing an insurance claim to minimize your risk of encountering such issues.

What Compensation Can I Claim for Insurance Bad Faith?

The compensation you could claim for insurance bad faith extends beyond the damages for which you originally sought compensation. If the insurance company’s actions caused emotional distress and you incurred additional losses, you have the right to claim compensation for these damages and your legal expenses. It is also possible for the defendant to be found liable for punitive damages if the court determines that their behavior was malicious or fraudulent.

Why Should I Hire a Bad-Faith Insurance Lawyer?

You should hire a bad-faith insurance lawyer to level the playing field between you and the insurance company. Your attorney can help you build the strongest possible case backed by solid evidence. They can also accurately calculate the full extent of the damages you are eligible to claim and argue for you for maximum punitive damages. You are more likely to reach a positive outcome in your case with a skilled attorney representing you.

What Does It Cost to Hire an El Reno Bad-Faith Insurance Lawyer?

The cost to hire an El Reno bad-faith insurance lawyer will depend on your chosen lawyer’s billing policy. The team at Fulmer Sill offers personal injury counsel on a contingency fee basis, meaning we only charge our client a percentage of their final settlement or case award if we win their case, but it may be possible for you to recover your legal expenses from the defendant at the court’s discretion.

The attorneys at Fulmer Sill have years of experience fighting on behalf of injured clients in El Reno and the surrounding areas of Oklahoma. If you believe that any insurance company has intentionally mishandled your claim, you have a limited time to respond. Our team is confident we can guide you to a positive result, so contact us today and schedule a free consultation with an experienced El Reno bad-faith insurance lawyer.