The video showcases the dedicated team of attorneys at Fulmer Sill as they engage with clients and collaborate in their Oklahoma City office. Scenes highlight their commitment to providing top-notch legal services in their local community.

Close ×
Oklahoma City Life Insurance Lawyer
Home/Oklahoma City Life Insurance Lawyer

Oklahoma City Life Insurance Attorney

If you’re waiting for your life insurance or disability insurance benefits to arrive, you’re not alone. Many people will wait weeks or months, only to eventually be told that their claim is denied or invalid. The truth is, insurance companies will look for any possible reason to deny a claim, and if they can’t find one, they may even attempt to find a way rescind the policy to avoid claim payment. These disputes often arise during the first two years after someone has purchased a policy and made a claim. After two years, it is very difficult for an insurance company to get out of paying the benefits to the beneficiaries or named insureds. During that two-year window, however, the company has the opportunity to challenge the application. It will typically go back through the health information the person provided and look for a way to claim they lied or left out important facts.

Call Fulmer Sill today at (405) 510-0077 or contact us online to schedule a meeting with our car accident lawyer in Oklahoma City.

For instance, the company may see that the deceased person was taking medication for high blood pressure. It may then assert that the person failed to include “high blood pressure” as a health condition on the life insurance application, and therefore the application was invalid. The company will then use this excuse to avoid paying any money to the person’s beneficiaries. Oklahoma law requires the insurance company to prove that the insured intentionally provided deceptive or inaccurate information. This means that it isn’t enough for the insurance company to show that a person failed to report a certain health condition — it must also have evidence that the person meant to do so.

Common Life Insurance Claim Denials

  • The policy was not “in force” at the time of death or loss
  • Relying on ambiguous policy language to deny claim
  • The death or loss occurred under “suspicious circumstances” and was not covered under the policy
  • The policy was purchased less than two years ago, so insurance company tries to rescind the policy based on misrepresentations on the insurance application
  • Your loved one committed insurance fraud under state law

Do You Have Questions Related to a Life Insurance Dispute?

We encourage you to consult with our team as soon as possible. With our extensive knowledge and expertise, you can rest assured that you will have legal representation you can trust. At Fulmer Sill, all initial consultations are free, and we don’t charge any up-front fees for representation. We handle all fees on a contingency basis, meaning that unless we’re successful, you don’t have to pay us.

Please contact Fulmer Sill at (405) 510-0077 for a free consultation. Hablamos español.

Practice Areas

Contact Fulmer Sill Today

By submitting, you agree to receive text messages from Fulmer Sill at the number provided, including those related to your inquiry, follow-ups, and review requests, via automated technology. Consent is not a condition of purchase. Msg & data rates may apply. Msg frequency may vary. Reply STOP to cancel or HELP for assistance. Acceptable Use Policy

This field is for validation purposes and should be left unchanged.

Explore Our Results

results-img
Explore Our Results
tour-img
Tour Our Building

Hear What Our Clients Are Saying

“Totally, "two thumbs up"!”

“They LISTENED to me... they were interested in what I had to say. I would definitely recommend them to anyone having problems with their insurance company. Can't say enough positive things about all who work there.”

- Angie P.