The video showcases the dedicated team of attorneys at Fulmer Sill as they engage with clients and collaborate in their Oklahoma City office. Scenes highlight their commitment to providing top-notch legal services in their local community.
Insurance is a reality of living in today’s age. You can’t finance a home, drive a car, or go to the doctor without it. That is, unless you are independently wealthy and can pay cash for the financial consequences of things such as a tornado, car wreck, or catastrophic illness. Since most of us do not have that ability, we rely on insurance policies to protect us from the devastating financial impact something like this may cause.
Insurance companies have endlessly lobbied to prevent federal oversight, and with severe budget limitations to most state agencies, they are able to handle claims with virtually no accountability other than through the courts. We are the last line of defense to fight back against insurance companies and protect your rights. We take pride in being bad faith insurance attorneys and serving the residents in OKC.
Call Fulmer Sill today at (405) 510-0077 or contact us online to schedule a meeting with our bad faith insurance attorney in Oklahoma City!
An insurance policy is a contract that binds both parties to a set of terms — the insured pays premiums in exchange for the insurance company’s promise to pay benefits under the policy terms when a covered loss occurs. In other words, we pay for the insurance company’s promise to financially protect us if something happens. However, when a loss occurs, the insured is vulnerable. While the insured may be trying to heal from physical injuries or clean up from a devastating storm, they must also deal with their insurance company to get the benefits they paid their insurance premium.
Because of this vulnerability and the fact that the insurance company wrote the policy and is deciding on whether it will pay benefits, Oklahoma law places certain obligations on insurance companies to ensure insurance consumers are not taken advantage of and are paid benefits promptly. This is an “insurer’s duty to handle claims with good faith and fair dealing.”
If you think your insurance company is engaging in bad faith practices, it is crucial to act promptly. Here are steps to consider:
These steps can help protect your interests and increase the likelihood of a favorable outcome in your bad faith insurance claim.
In bad faith insurance litigation, expert witnesses can play a pivotal role in establishing the claim’s validity and demonstrating the insurance company’s failure to act in good faith. These experts may include industry professionals, such as former insurance adjusters or claims managers, who can provide insights into standard practices within the insurance industry. Their testimony can help clarify whether the insurer acted reasonably and by industry norms. Additionally, medical experts may be consulted in cases involving health or disability claims to assess the appropriateness of the insurance company’s claim evaluation. Utilizing expert witnesses can strengthen a lousy faith case by providing compelling evidence that supports the policyholder’s claims and highlights the insurer’s misconduct.
It is crucial to keep in mind that there are strict deadlines that must be met in the insurance claims process and deadlines for suing an insurance company. Missing one of these deadlines can mean that an insurance company can deny your claim and that a court can dismiss your case without any recovery. It is important to consult with experienced attorneys when you have a concern about your claim.
Essentially, an insurance company must thoroughly investigate your claim, fairly evaluate the results of its investigation, and promptly pay the benefits it owes you. Unfortunately, this is not the case all too often. In our decades of representing individuals and businesses, we’ve seen firsthand how far insurance companies will go to avoid paying claims. Because of this, victims of bad faith tactics by insurance carriers must find attorneys with an in-depth knowledge of the insurance industry to represent their interests.
Our firm has secured significant verdicts and settlements for clients facing bad faith insurance denials. These outcomes reflect our commitment to fighting for justice and holding insurance companies accountable for their actions. Here are some key examples of our recent successes:
Dealing with insurance companies can be a complex and often frustrating experience, particularly when faced with bad faith practices. It’s essential to understand your rights and the obligations of insurance carriers under Oklahoma law. At Fulmer Sill, our dedicated team of bad-faith insurance attorneys advocates for your interests and holds insurance companies accountable for their actions. Don’t hesitate to reach out if you believe you have been mistreated or had your claims unjustly denied. Contact us today for a consultation, and let us help you navigate the path toward justice and the compensation you deserve.
Contact Fulmer Sill today to meet with our bad faith insurance lawyer in Oklahoma City!
Insurance bad faith occurs when an insurance company unreasonably denies a claim, fails to properly investigate a claim, or fails to act in the policyholder’s best interests.
Insurance bad faith claims in Oklahoma are primarily governed by case law and statutes such as Title 36 of the Oklahoma Statute, which outlines insurance practice regulations.
In Oklahoma, if you prevail in an insurance bad faith claim, you may be entitled to recover damages, including the original claim amount, consequential damages, emotional distress damages, attorney’s fees, and sometimes punitive damages.
Yes, a statute of limitations exists for filing a bad faith insurance claim in Oklahoma. Typically, the deadline is within two years from when the bad faith conduct occurred or was discovered.
While it’s not a strict requirement, it’s generally advisable to exhaust administrative remedies by filing a complaint with the Oklahoma Insurance Department before pursuing legal action against your insurance company for bad faith.
While you’re not required to have an attorney, seeking legal representation experienced in handling insurance bad faith claims is highly recommended. An attorney can help you navigate the complexities of the legal process and work to maximize your chances of success.
You can file a bad faith claim against any type of insurance company, including health, auto, homeowners, and commercial insurance providers, if you believe they have acted in bad faith.
Document all communications with your insurance company, gather evidence supporting your claim, consider filing a complaint with the Oklahoma Insurance Department, and consult an experienced attorney to explore your legal options.
Our client was injured in a pedestrian accident when they were struck by a car.
Settlement for injury to school bus passenger injury in collision resulting from defective maintenance of oil field truck.
Wrongful Death settlement in collision caused by 18-wheeler that lost control while operating in icy road conditions on the interstate.
Settlement on behalf of a client involved in a bad faith denial of heart attack insurance policy benefits.
Settlement arising from death of a pedestrian caused by distracted driver of a box truck.
Settlement obtained on behalf of a client who was involved in a bad faith denial of an Uninsured Motorist claim.