Shawnee Bad-Faith Insurance Lawyer

Shawnee Bad-Faith Insurance Attorney

Thousands of people in Shawnee and throughout Oklahoma rely on various forms of insurance every day, from health insurance for medical treatment at St. Anthony Hospital to auto insurance after accidents on I-40; most people expect insurance to cover their damages in various situations. Unfortunately, sometimes insurance companies do not act in good faith, and if you encounter this, you need a Shawnee bad-faith insurance lawyer to assist you.

Experienced Legal Representation for Bad-Faith Insurance in Shawnee, OK

The attorneys at Fulmer Sill have successfully helped many past clients recover from all types of personal injuries. When you hire a Shawnee personal injury lawyer to help with your recovery after an accident, dealing with insurance is often one of their most important services. If you have been hurt in a car accident or face any other type of insurance claim, our goal is to empower our injured clients and help them recover as much as possible from their injuries.

It’s possible for an injured person to face insurance claim disputes in many ways. For example, motor vehicle accidents are a leading cause of accidental injuries throughout the United States each year.

The National Safety Council reported more than five million medically consulted injuries from vehicle accidents throughout the United States in 2023. In Oklahoma, drivers are required to have auto insurance, and filing a claim is usually your first option for recovering your losses after a crash.

Do not wait for an insurance carrier to devalue or deny your claim to speak with an attorney. Hiring experienced legal counsel as quickly as possible after your accident ensures that you are prepared to face any unexpected complications you encounter during the insurance claim filing process. Your Shawnee bad-faith insurance lawyer can be a crucial asset when an insurance company fails to honor its responsibilities and process your claim fairly.

Understanding Bad-Faith Insurance in Shawnee

Whenever someone purchases an insurance policy in Shawnee, they are essentially paying for the insurance company’s promise to pay compensation under specific conditions up to the coverage limits of the policy. Every insurance policy has specific terms and conditions that must be followed, and policyholders pay premiums to maintain this coverage. When the time comes to file a claim, there is an expectation for the insurance company to process the claim in good faith.

While an insurance company is required to review and investigate a claim for coverage before paying out a settlement, they are required to do so honestly. Bad faith can refer to a variety of behaviors intended to mislead, frustrate, or unfairly coerce a claimant, usually with the goal of the insurance company avoiding paying out a settlement, or at least minimizing how much they do pay. Bad-faith insurance can happen in a number of ways:

• An insurance company representative may intentionally misrepresent elements of the policy, attempting to justify a lowball settlement offer or denial.
• The insurance company may fail to respond to the claim appropriately. In most states, there is a time limit for how long the insurance company has to respond before it is automatically required by law to pay out a settlement.
• The insurance company could outright lie about elements of the policy, hoping the claimant will not know how to contest them.
• When an insurance carrier denies a claim, it must be able to provide, in writing, a clear and detailed explanation as to why the claim has been denied, and it must provide this to the claimant in a timely manner.
• It’s common for insurance companies to offer lowball settlements and use high-pressure tactics to convince claimants to accept them.
• Insurance company representatives will look for opportunities to use a claimant’s own words against them whenever possible. It’s important to consult a Shawnee bad-faith insurance lawyer before attempting to discuss a settlement with any insurance carrier.

This is not an exhaustive list of all the possible ways an insurance company could unfairly mishandle your claim. If you have already filed your claim and received a denial, a Shawnee bad-faith insurance lawyer can help you determine whether the situation calls for further legal action. You may have grounds to file suit against the insurance company for bad faith, and your attorney can help you maximize your compensation.

FAQs

Q: Why Should I Hire a Bad-Faith Insurance Lawyer?

A: You should hire a bad-faith insurance lawyer to level the playing field between you and the insurance company. Most insurance companies have in-house legal departments with the sole focus of fighting claim disputes. They often rely on claimants having no legal counsel to get away with bad-faith tactics. With a Shawnee bad-faith insurance lawyer on your side, you can identify this misbehavior, and your attorney can hold the insurance company accountable.

Q: Can I Sue an Insurance Company for Bad Faith in Shawnee?

A: Yes, you may have grounds to sue an insurance company for bad faith in Shawnee. If you suspect they have handled your claim in bad faith, your Shawnee bad-faith insurance lawyer can review the details of the situation and help you determine whether you have grounds for legal action. You may not only have grounds to claim compensation for the original damages that prompted your claim in the first place, but you could also receive additional compensation.

Q: How Much Compensation Can I Receive for Bad-Faith Insurance?

A: The amount of compensation you could receive for bad-faith insurance will vary based on several factors. You may have grounds to claim compensation for the original losses you cited in your insurance claim, but you may be able to claim additional compensation in a personal injury case against the insurance company. It is also possible for the insurance company to be compelled to pay punitive damages to you at the court’s discretion.

Q: What Does It Cost to Hire a Shawnee Bad-Faith Insurance Lawyer?

A: The cost to hire a Shawnee bad-faith insurance lawyer will depend on the total value of your case if you choose Fulmer Sill to represent you. We take personal injury cases on contingency, so you will only be charged a fee if and when we win compensation for you, and your fee is a percentage of the total amount recovered from the defendant.

Fulmer Sill is ready to provide compassionate and results-driven legal counsel when you need it most after encountering bad faith from an insurance company. You have limited time to pursue accountability and compensation, so it’s vital to hire a bad-faith insurance lawyer at your first opportunity. Contact us today to schedule your free consultation with a Shawnee bad-faith insurance lawyer and learn how we can help with your case.