What is Insurance

Insurance coverage is a technical and confusing area of the law, but it impacts almost every single person at some point in his or her life. When an insurance coverage dispute arises between an insured and an insurer, it’s important to have experienced lawyers on your side to advise and represent to obtain the best outcome.

Insurance is like oxygen, in order to live our lives in today’s world, we need it. We cannot own property, drive a car, or run a business without it.

Without insurance, catastrophic losses would be out of financial reach. For most people, it protects against things that would otherwise disrupt our lives. An insurance policy is a contract just like any other, where the customer pays the insurance company to provide to him a product. It’s a contract that binds both parties to a set of terms. The insured pays the premium and in exchange, the insurance company provides benefits under the terms of the policy when a loss occurs. Insurance coverage is a technical and confusing area of the law, but it impacts almost every single person at some point in his or her life. Insurance coverage disputes can arise in a variety of situations and commonly involve complicated and interrelated policy forms, insurance applications, and prior dealings between the insured and his insurance company or agent. When an insurance coverage dispute arises between an insured and an insurer, it’s important to have experienced lawyers on your side to advise and represent you in obtaining the best outcome. Our attorneys have represented insureds in an array of coverage disputes, whether it be an underpayment of a homeowner’s claim or denial of a claim related to a cancer benefit policy.

When you think insurance, think Fulmer Sill.