There are a variety of specialty insurance policies that are designed to pay certain benefits when a loss occurs.  Often times, these insurance policies pay cash benefits that can be used to pay medical expenses not covered by primary health insurance or to offset the financial costs when tragedy strikes. This can range from heart attack and stroke insurance to critical illness insurance as well as hospital confinement indemnity insurance.

Regardless of the specialty coverage, insurance companies will use the same tactics to delay and deny the claims.  In our experience, these tactics are even more prevalent in the specialty coverage context because benefits are only paid in specific circumstances or insureds (or loved ones) are unaware that the coverage exists or a claim can be made under the circumstances of the loss.  Our attorneys are well-versed in navigating specialty insurance to get you the benefits you deserve and make sure that insurance companies are handling claims in accordance with the duty of good faith and fair dealing.


If you or a loved one have been affected by a specialty insurance dispute, we encourage you to consult with our team as soon as possible. With our extensive knowledge and expertise, you can rest assured that should you choose to work with us, you will have legal representation that you can trust. At Fulmer Sill, all initial consultations are free, and we don’t charge any up-front fees for representation. We handle all fees on a contingency basis, meaning that unless we’re successful, you don’t have to pay us. Please contact Fulmer Sill at (405)510.0077 for a free consultation.