Bad Faith Litigation

Fulmer Sill was founded on the principle of leveling the playing field with insurance companies by influencing the manner in which insurance companies handle claims.

Bad Faith Insurance Attorneys in Oklahoma City

We Take on Insurance Companies for You

Insurance is a reality of living in today’s age. You can’t finance a home, drive a car, or go to the doctor without it. That is, unless you are independently wealthy and have the ability to pay cash for the financial consequences of things such as a tornado, car wreck, or catastrophic illness. Since most of us do not have that ability, we rely on insurance policies to protect us from the devastating financial impact something like this may cause.

Insurance companies have endlessly lobbied to prevent federal oversight and, with severe budget limitations to most state agencies, insurance companies are able to handle claims with virtually no accountability other than through the courts. We are the last line of defense to fight back against insurance companies and protect your rights. This is why we take pride in being bad faith insurance attorneys in OKC and serving the local residents.

Call (405) 433-7414 or contact online for a free consultation with a bad faith insurance lawyer in Oklahoma City.

Common Insurance Company Bad Faith Acts

  • Unreasonable delays in paying benefits when the insurance company has all the information necessary
  • Failing to notify insureds that coverage may exist for a loss or explaining how the coverage may be applicable to the loss
  • Denying the validity of a claim regardless of whether the claim is valid under the terms of the policy
  • Delaying an investigation of a claim and/or dragging out an investigation by transferring your claim to multiple adjusters
  • Interpreting policy language to find ways to deny your claim, contrary to Oklahoma law
  • Failing or refusing to thoroughly investigate the claim
  • Making lowball offers to settle a claim quickly
  • Assuring that a claim will be paid, then later refusing to do so

It is crucial to keep in mind that there are strict deadlines that must be met in the insurance claims process and deadlines for suing an insurance company. Missing one of these deadlines can mean that an insurance company can deny your claim and that a court can dismiss your case without any recovery to you. It is important to consult with experienced attorneys as soon as you have a concern about your claim.

How Do Insurance Policies Work

An insurance policy is a contract that binds both parties to a set of terms — the insured pays premiums in exchange for the insurance company’s promise to pay benefits under the terms of the policy when a covered loss occurs. In other words, we pay money for the insurance company’s promise to financially protect us if something happens. However, when a loss occurs, the insured is in a vulnerable situation. While the insured may be trying to heal from physical injuries or clean up from a devastating storm, they must also deal with their insurance company to get the benefits for which they paid their insurance premium.

Because of this vulnerability, as well as the fact the insurance company wrote the policy and is making the decision on whether it will pay benefits, Oklahoma law places certain obligations on insurance companies to ensure insurance consumers are not taken advantage of and are paid benefits in a timely manner. This is known as an “insurer’s duty to handle claims with good faith and fair dealing.”

What Should a Good Faith Insurance Company Do

Essentially, an insurance company must thoroughly investigate your claim, fairly evaluate the results of its investigation, and promptly pay the benefits it owes you. Unfortunately, all too often this is not the case. In our decades of representing individuals and businesses, we’ve seen firsthand how far insurance companies will go to avoid paying claims. Because of this, it is important that victims of bad faith tactics by insurance carriers find attorneys with an in-depth knowledge of the insurance industry to represent their interests.

Please contact us at (405) 433-7414 or online for a free consultation. Hablamos español.

Do You Have Questions About Insurance Bad Faith?

Oklahoma bad faith law is a highly complex and involved practice area that takes a great deal of experience, resources, and knowledge to maximize the results for you. When you feel your insurance company is not treating you fairly, it is important to have an experienced team by your side to know what steps to take on your behalf. All initial consultations are free, and Fulmer Sill does not charge any up-front fees for representation. We handle all fees on a contingency basis, meaning that unless we’re successful, we don’t get paid. If you have further questions, our team is always willing to talk through your situation to help you understand what legal options you have regarding your claim.

Big Cases Without Big Egos

You can rely on our tenacious and hardworking team to fight tirelessly for every penny you are owed.

    I felt taken care of by these highly skilled and intelligent attorneys.

    “From the first meeting to the last meeting I felt taken care of by these highly skilled and intelligent attorneys.”

    - Quinda B.
    Totally, "two thumbs up"!

    “They LISTENED to me... they were interested in what I had to say. I would definitely recommend them to anyone having problems with their insurance company. Can't say enough positive things about all who work there.”

    - Angie P.
    The settlement was beyond expectations.

    “Simone is known as an expert in this type of litigation. From the get-go, it was obvious her knowledge and experience was going to be beneficial. A tentative agreement was reached before the day was over and a final agreement a week later.”

    - Todd W.
    Chad, Lauren & Ashley were an outstanding team.

    “Their professionalism & diligence was superior only to be equaled by their compassion, understanding, and friendliness. Their communications with keeping me informed of the progress of the case were timely & informative.”

    - Bill I.
    I love working with Fulmer Sill!

    “They were very helpful, kind, and patient. And I was thankful for their negotiation skills and how they understood how important I am as a human being therefore the finishing results turn out to be more than I expected.”

    - Jasmine N.

Work With Fulmer Sill

Different Approach, Same Values
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